Crafting a solid auto insurance policy for your family is not just about cost savings – it’s about convenience. Family plans cover all vehicles and drivers in your household under one policy. Furthermore, they simplify the payment process by consolidating multiple payments into a single, manageable monthly payment. Contact the team at AHI Group serving the Olathe, KS area, for the best coverage options for your family’s auto insurance needs.
How Family Plans save Money
Several factors determine your auto insurance premiums, including your demographic profile, credit history, and driving and accident records. The make and model of the vehicles insured also impact your rate. While having teenage drivers on your policy can contribute to higher insurance premiums, investing in a family policy can lead to almost 25% savings compared to individual policies. Family policies also offer the advantage of sharing the deductible if multiple vehicles are damaged in a single incident, such as a tree falling on your driveway.
Here are additional ways your family can save money on auto insurance:
- Bundle Your Policies: Consolidate home, auto, and other insurance needs under the same insurer can lead to more savings.
- Assign Vehicles Wisely: List your children as the primary drivers on the least expensive cars in your household.
- Increase Your Deductible: Opting for a higher deductible can reduce your premium.
- Reward Good Grades: Students with good grades often qualify for auto insurance discounts.
- Customer Loyalty: Remaining with the same insurer for a long term can result in loyalty discounts.
- Safe Driving: Drivers with clean driving records cost less to insure.
- Pay in Full: Making a single annual payment instead of monthly payments can save you money.
Work with AHI Group
Our AHI Group team serves clients in the Olathe, KS area. We’re here to help whether you have insurance-related questions or need a personalized insurance plan. Call us today to see how we can meet your family’s auto insurance needs.
