Workers Compensation Insurance protects businesses and employees from job-related injuries, covering medical costs, lost wages, and legal compliance in Kansas.
When an accident happens on the job, your first thought is: “Are they okay?”
Right after that, the business reality kicks in
Workplace injuries can happen in any industry. Sprained ankles, falls, even in the office. Without the proper protection in place, a single incident could put your company’s financial stability and reputation at risk.
That’s where Workers Compensation Insurance comes in.
Workers Compensation Insurance (or Workers Comp) provides financial and medical benefits to employees who get injured or ill due to job-related activities. In most states, including Kansas, it’s a legal requirement. From the
Kansas Department of Labor Info Packet
Picture this: An employee twists their ankle from a fall or develops carpal tunnel from repetitive typing. Workers' Comp steps up to handle the fallout. It typically covers:
Injuries can happen from everyday actions:
The key is that it protects everyone involved. Employees get the care they need without financial strain, and employers avoid the stress of lawsuits.
According to the Kansas Department of Labor, if your business is non-agricultural and has a gross payroll of more than $20,000 annually, you are required by law to carry Workers Comp insurance. Most Kansas businesses fall into this category.
Even if you're not legally required to carry it, having Workers Comp coverage is smart. it protects both your people and your business.
As a trusted independent insurance agency in Olathe, KS, we're more than just insurers, we're your partners in protection.
We've helped countless businesses navigate the maze of state laws, classification codes, and endorsements. Here’s how AHI delivers real value:
We navigate the complexities of Kansas state laws, classification codes, and endorsements so you don’t have to.
As an independent insurance agent, we compare quotes across many different insurers to find the best rate and coverage for your unique business.
We help you manage the claims process, to minimize disruptions and delays.
We provide training resources, workplace safety tips, and loss control programs. One roofing client saved 20% on their premium just by implementing a single safety improvement!
Check out NSC’s Workers’ Comp Cost Data to see how safety translates to savings.
Our exclusive program provides proactive risk assessments and compliance support to help you reduce claims and lower premiums.
Our clients using Safesite have reduced claim frequency by an average of 17%, leading to lower costs.
Nearly every business needs Workers’ Comp. AHI Helps protect your people, reduce costs, and ensure compliance with personalized, local service. Lets help you safeguard your team and your future.
In Kansas, employers can buy coverage from private insurers or a licensed broker like AHI.
Kansas law requires injuries to be reported within 20 days of the accident or first medical treatment (Statute 44-520).
You may face fines, civil or criminal penalties, and employee lawsuits.
Certain agricultural employers, businesses with less than $20K annual payroll, corporate owners with 10 %+ ownership, and sole proprietors.
Yes. Sole proprietors, partners, and LLC members not required to carry coverage can still opt in for added protection.
Exclusive Remedy means that employees typically do not have the option to file a lawsuit against their employer for a workplace accident.
