AHI Logo

Compare quotes from top carriers and find the best fit for you.

Image by picjumbo_comAssorted tools shown for a contractor

General Contractors

Secure reliable insurance coverage for your contracting business with AHI. Expert guidance on pricing and policies tailored for general contractors.

Why do General Contractors need insurance?

Every project introduces liability. A crew member could sustain an injury on a construction site, or a client could file a claim for property damage caused during a build. The right insurance coverage for general contractors helps you recover quickly from unexpected losses. Some policies, such as workers’ compensation, may be required by law.

What types of business insurance do Carpenters need?

These insurance policies cover the most common risks for your Carpentry business.

Contractor's Tools and Equipment Insurance

This policy helps pay for repair or replacement of a construction or contracting professional’s tools and equipment if they are lost, stolen, or damaged.

General Liability Insurance

A commercial general liability policy covers basic risks in the construction industry, such as accidental damage to a client’s property. Bundle it with property insurance for savings in a BOP.

Cyber Insurance

This policy helps businesses survive data breaches and cyberattacks by helping pay for recovery expenses and associated costs.

Commercial Property Insurance

This policy covers the value of a business's physical structure and its contents, such as inventory, equipment, and furniture.

Errors and Omissions Insurance

E&O, sometimes called professional liability insurance, is common with professional services. It can cover legal costs of lawsuits related to work performance.

Commercial Auto Insurance

This policy for construction businesses and contractors can pay for property damage and medical bills in an accident. It can also cover vehicle theft, weather damage, and vandalism.

Business Owner's Policy

A business owner's policy, or BOP, bundles general liability coverage and commercial property insurance at a discount. It protects against common lawsuits and property damage.

Commercial Umbrella Insurance

This policy provides additional coverage once another policy's limit is reached. It boosts coverage on your existing general liability insurance and other liability policies.

Professional Liability Insurance

Professional liability insurance for contractors, also called errors and omissions insurance (E&O), covers financial losses when a construction error or oversight leads to a lawsuit.

Workers' Compensation

Most states require workers' comp for construction companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

How much does insurance cost for a General Contractor? General Contractors

Various factors affect insurance pricing, including:

  • Services offered
  • Business equipment and property
  • Business Revenue
  • Location
  • Number of employees and payroll
  • Types of insurance policies purchased

How do i get insurance for my Contracting Business? General Contractors

We simplify the process of finding insurance for General Contractors. However, you will need to provide some essential information about your business. Our application will request details such as your annual revenue, project types, and payroll. Follow these three straightforward steps, and an insurance consultant will contact you to discuss your options:

  1. Complete a free online application.
  2. Receive quotes and a consultation from a licensed insurance consultant.
  3. Decide to protect your business with the right coverage.

AHI’s licensed insurance agents collaborate with top-rated U.S. providers to identify the appropriate insurance products for your general contracting business. Whether you manage a large operation with extensive crews or a smaller company with a few trusted team members, we are here to help. Start your quote today and ensure your business is fully protected.

Get Started Today

We compare quotes from 50+ top insurance carriers.
Group Photo of the AHI Insurance Group Team

Get Started Online

Use our easy online application to enter your information and get personalized business insurance quotes from multiple top A-rated companies.
laptop user

Talk to an Agent

We're ready to answer all of your questions about our services and your insurance needs. Give us a call and speak to a licensed agent today
agent on phone
Call Us!