Secure reliable insurance coverage for your contracting business with AHI. Expert guidance on pricing and policies tailored for general contractors.
Every project introduces liability. A crew member could sustain an injury on a construction site, or a client could file a claim for property damage caused during a build. The right insurance coverage for general contractors helps you recover quickly from unexpected losses. Some policies, such as workers’ compensation, may be required by law.
These insurance policies cover the most common risks for your Carpentry business.
This policy helps pay for repair or replacement of a construction or contracting professional’s tools and equipment if they are lost, stolen, or damaged.
A commercial general liability policy covers basic risks in the construction industry, such as accidental damage to a client’s property. Bundle it with property insurance for savings in a BOP.
This policy helps businesses survive data breaches and cyberattacks by helping pay for recovery expenses and associated costs.
This policy covers the value of a business's physical structure and its contents, such as inventory, equipment, and furniture.
E&O, sometimes called professional liability insurance, is common with professional services. It can cover legal costs of lawsuits related to work performance.
This policy for construction businesses and contractors can pay for property damage and medical bills in an accident. It can also cover vehicle theft, weather damage, and vandalism.
A business owner's policy, or BOP, bundles general liability coverage and commercial property insurance at a discount. It protects against common lawsuits and property damage.
This policy provides additional coverage once another policy's limit is reached. It boosts coverage on your existing general liability insurance and other liability policies.
Professional liability insurance for contractors, also called errors and omissions insurance (E&O), covers financial losses when a construction error or oversight leads to a lawsuit.
Most states require workers' comp for construction companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Various factors affect insurance pricing, including:
We simplify the process of finding insurance for General Contractors. However, you will need to provide some essential information about your business. Our application will request details such as your annual revenue, project types, and payroll. Follow these three straightforward steps, and an insurance consultant will contact you to discuss your options:
AHI’s licensed insurance agents collaborate with top-rated U.S. providers to identify the appropriate insurance products for your general contracting business. Whether you manage a large operation with extensive crews or a smaller company with a few trusted team members, we are here to help. Start your quote today and ensure your business is fully protected.