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Dealerships
Looking for auto dealership insurance in Olathe, KS? AHI Group provides expert coverage for inventory, liability, and more across Kansas and beyond. Call now!
Custom Insurance for Car Dealerships
Running a car dealership is more than just selling vehicles—it’s managing inventory, customers, and risks. At AHI Group, we offer specialized insurance for dealerships in Olathe, KS, and across multiple states. From protecting your lot to covering liability and employee needs, our insurance agency delivers solutions that keep your auto business thriving. Get coverage that matches the fast pace of the auto services industry.
What types of business insurance do Dealerships need?
These insurance policies cover the most common risks for your business.
Contractor's Tools and Equipment Insurance
This policy helps pay for repair or replacement of a construction or contracting professional’s tools and equipment if they are lost, stolen, or damaged.
General Liability Insurance
A commercial general liability policy covers basic risks in the construction industry, such as accidental damage to a client’s property. Bundle it with property insurance for savings in a BOP.
Cyber Insurance
This policy helps businesses survive data breaches and cyberattacks by helping pay for recovery expenses and associated costs.
Commercial Property Insurance
This policy covers the value of a business's physical structure and its contents, such as inventory, equipment, and furniture.
Errors and Omissions Insurance
E&O, sometimes called professional liability insurance, is common with professional services. It can cover legal costs of lawsuits related to work performance.
Commercial Auto Insurance
This policy for construction businesses and contractors can pay for property damage and medical bills in an accident. It can also cover vehicle theft, weather damage, and vandalism.
Business Owner's Policy
A business owner's policy, or BOP, bundles general liability coverage and commercial property insurance at a discount. It protects against common lawsuits and property damage.
Commercial Umbrella Insurance
This policy provides additional coverage once another policy's limit is reached. It boosts coverage on your existing general liability insurance and other liability policies.
Professional Liability Insurance
Professional liability insurance for contractors, also called errors and omissions insurance (E&O), covers financial losses when a construction error or oversight leads to a lawsuit.
Workers' Compensation
Most states require workers' comp for construction companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
What Insurance Protects My Dealership’s Vehicle Inventory? Dealerships
Fixing cars means risks—paint spills, tool mishaps, or a customer slipping in your bay. Garage liability insurance is your shield, covering bodily injury or property damage tied to your Olathe, KS, auto body shop. Say a client’s car gets scratched during repair—this policy handles the claim. For multi-state shops, we scale it up, keeping every location secure. With AHI Group, you’re free to focus on flawless finishes, not lawsuits.
How Can I Cover Liability Risks at My Dealership? Dealerships
Selling cars means constant foot traffic—customers, test drives, and the occasional fender bender in your lot. Garage liability insurance steps up, covering bodily injury or property damage linked to your dealership operations. Picture this: a test driver clips a pole, or a kid trips in your showroom. Our policies, built for Olathe and multi-state dealers, handle the claims so you don’t have to sweat the legal mess. We can bundle it with errors and omissions (E&O) coverage too—perfect if a financing mix-up sparks a lawsuit. It’s about keeping your reputation shiny and your business running, no matter what curveballs come your way. AHI Group makes liability a non-issue.
Why Do Dealerships Need Employee Dishonesty Coverage? Dealerships
Your team keeps the wheels turning, but one bad apple could cost you big—think theft of cash, parts, or even a car. Employee dishonesty coverage protects against internal fraud, a real risk for dealerships with high-value assets. Say a salesperson in your Olathe shop pockets a deposit, or a mechanic sneaks off with premium tires. Our insurance kicks in, covering the loss and keeping your finances intact. For multi-state owners, we scale it across all sites, ensuring consistency. Pair it with regular audits (we can suggest some!), and you’ve got a tight grip on trust. With AHI Group, your business stays secure from the inside out.
How Does Insurance Support Dealership Growth and Expansion? Dealerships
Online bookings, payments, and customer data make your shop a cyber target. Our cyber liability insurance protects against breaches or hacks, covering costs like client notifications or legal fees. Think of a hacker stealing client info from your Olathe system—our policy minimizes the fallout. For multi-state operations, it’s a game-changer, keeping your digital side as safe as your physical shop. Stay ahead of the curve with AHI Group.
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