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Body Shops
Need auto body shop insurance in Olathe, KS? AHI Group offers expert coverage for repairs, tools, and liability across Kansas and more. Get a quote today!
Specialized Insurance for Auto Body Shops
Operating an auto body shop comes with unique challenges—damaged cars, costly tools, and customer expectations. At AHI Group, we provide insurance solutions for auto body shops in Olathe, KS, and multi-state owners. From covering your garage to protecting against claims, our insurance agency ensures your repair business thrives. Get tailored coverage that fits the auto services industry and keeps your shop running smoothly.
What types of business insurance do Body Shops need?
These insurance policies cover the most common risks for your business.
Contractor's Tools and Equipment Insurance
This policy helps pay for repair or replacement of a construction or contracting professional’s tools and equipment if they are lost, stolen, or damaged.
General Liability Insurance
A commercial general liability policy covers basic risks in the construction industry, such as accidental damage to a client’s property. Bundle it with property insurance for savings in a BOP.
Cyber Insurance
This policy helps businesses survive data breaches and cyberattacks by helping pay for recovery expenses and associated costs.
Commercial Property Insurance
This policy covers the value of a business's physical structure and its contents, such as inventory, equipment, and furniture.
Errors and Omissions Insurance
E&O, sometimes called professional liability insurance, is common with professional services. It can cover legal costs of lawsuits related to work performance.
Commercial Auto Insurance
This policy for construction businesses and contractors can pay for property damage and medical bills in an accident. It can also cover vehicle theft, weather damage, and vandalism.
Business Owner's Policy
A business owner's policy, or BOP, bundles general liability coverage and commercial property insurance at a discount. It protects against common lawsuits and property damage.
Commercial Umbrella Insurance
This policy provides additional coverage once another policy's limit is reached. It boosts coverage on your existing general liability insurance and other liability policies.
Professional Liability Insurance
Professional liability insurance for contractors, also called errors and omissions insurance (E&O), covers financial losses when a construction error or oversight leads to a lawsuit.
Workers' Compensation
Most states require workers' comp for construction companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
How Does Garage Liability Insurance Protect My Shop? Body Shops
Fixing cars means risks—paint spills, tool mishaps, or a customer slipping in your bay. Garage liability insurance is your shield, covering bodily injury or property damage tied to your Olathe, KS, auto body shop. Say a client’s car gets scratched during repair—this policy handles the claim. For multi-state shops, we scale it up, keeping every location secure. With AHI Group, you’re free to focus on flawless finishes, not lawsuits.
What Coverage Keeps My Shop Tools Safe? Body Shops
Your spray guns, lifts, and diagnostic gear are investments worth protecting. Our property insurance covers your equipment against theft, fire, or storm damage, whether you’re in Kansas or beyond. Imagine a break-in at your Olathe shop—our coverage replaces stolen tools fast. Add business personal property coverage for extra muscle, and your repair game stays strong. It’s all about keeping your workflow humming.
Can Insurance Cover Customer Vehicles in My Care? Body Shops
You’re trusted with clients’ cars, but accidents happen—dents during repair or a hailstorm hitting your lot. Garagekeepers insurance steps in, covering damage to customer vehicles while they’re in your custody. Picture a Kansas windstorm smashing a windshield at your shop—we’ve got it handled. Multi-state owners get seamless protection across all sites. It’s a must-have for trust and reputation in auto body work.
How Do I Protect My Business from Cyber Threats? Body Shops
Online bookings, payments, and customer data make your shop a cyber target. Our cyber liability insurance protects against breaches or hacks, covering costs like client notifications or legal fees. Think of a hacker stealing client info from your Olathe system—our policy minimizes the fallout. For multi-state operations, it’s a game-changer, keeping your digital side as safe as your physical shop. Stay ahead of the curve with AHI Group.
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