Travel Trailers vs. Teardrop Campers

If you’re planning to purchase an RV soon, you may compare different models. If you’re starting out, you’re likely considering smaller options, such as the Teardrop camper or travel trailer, to determine which is right for you.

Space Needs

If you’re considering the teardrop camper, know that they offer a basic sleeping and cooking area, which is about all you’re getting in this camper. If you need more space, such as extra rooms, a kitchen area, and even an on-site restroom, you may need to look into a travel trailer with more space.

Teardrops are great for singles or couples who are camping alone, while travel trailers are more suitable for families and those traveling with pets.

Towing Requirements

You can tow a teardrop camper if you have a smaller SUV or even a car. It is lightweight and has very minimal towing requirements. However, travel trailers require large trucks and SUVs with a high towing capability due to the size and weight of the travel trailer.

Camping or Glamping?

Teardrop campers are designed for some of the more rustic campers who need only a solid place to sleep and cook while enjoying the outdoors. Travel trailers can be more simplistic, and some models can get really large, often extended out and offering many modern amenities. This is often associated with glamping or glamorous camping.

Price Range

Depending on your budget, you may have to stick with the teardrop camper, which is one of the more affordable options. If you want a larger travel trailer, keep in mind it will cost more over time. The larger ones with more amenities will cost more.

If you live in the Olathe, KS, area and want more information on RV insurance, contact us at AHI Group today.

RV Insurance: Protecting Your Home on the Road

There are numerous ways to travel. Some people prefer traveling by plane, train, or automobile, but for a unique experience, nothing compares to journeying in an RV. In addition to offering an exceptional way to vacation, recreational vehicles come with numerous benefits, beginning with the convenience of home-like amenities. This is why a vast number of people and families love their RVs and why so many people in the Olathe, KS area entrust their RV insurance needs to the professional and friendly agents at the AHI Group.

Protect Your On-the-Road Home

Just as we strive to protect our homes, we should aim to safeguard our on-the-road homes. RV insurance can make a significant difference in the event of mishaps, storm damage, theft, and more.

Whether your on-the-road home is parked in your driveway or you’re prepping for your next big adventure, ensure that your RV is adequately insured. That’s why having a reliable insurance partnership is crucial for dealing with all your RV insurance needs.

AHI Group RV Insurance

For RV owners in or around the Olathe, KS, area who have questions about or need RV insurance solutions, look no further than the trusted and professional agents at the AHI Group. Whatever your needs, we’ve got you covered. Contact us to learn more and schedule an appointment to secure your on-the-road home today.

Does my RV insurance in Olathe KS cover every driver in my household?

Whether or not you need to insure your RV depends on whether your RV is a motorized vehicle or if it is something towed along by something else, such as a pop-up camper or travel trailer. If you do have a motorized RV in Olathe, KS, you do need to make sure you have the proper insurance to protect your assets. At  AHI Group, we can help you make sure you have the coverage you need.

Legal Requirements

If your RV is self-propelled, you need to have coverage much like regular automobile coverage. 

  • Liability insurance will pay other people’s property damage and medical bills if you are found to be at fault in an accident. The state has minimums, but you can speak to your agent about whether you are comfortable with minimal coverage.
  • Personal injury protection (PIP) pays medical bills for you and your family after an accident, no matter who is at fault.
  • Uninsured motorist protection helps you if you are in a collision with an uninsured motorist.

Who Is Insured to Drive?

When you fill out your insurance application in Olathe, KS, you will be asked to list your household members. During that time, you will list all the people who will be driving the RV. An RV is a serious piece of equipment, and it is important that you are honest about who will be behind the wheel. 

RV insurance usually follows the vehicle, not the driver. That means that the claim will probably be paid, but you need to add anyone who will be a regular driver. If anything changes while you have the policy, you should contact your insurance company right away. If you have any questions about RV coverage, please feel free to call AHI Group today.

Kansas RV Insurance: Are You Prepared?

Embarking on an RV adventure is an exciting way to explore the beautiful state of Kansas and beyond. However, it’s crucial to ensure you’re well-prepared for the journey by securing the right insurance coverage. Here we delve into the importance of Kansas RV insurance and spotlight the services of AHI Group in Olathe, KS to help you navigate your options and stay protected on the road.

About RV Insurance

The open road can present numerous challenges and risks, making it vital for RV owners in Kansas to have adequate insurance coverage. AHI Group, a trusted insurance agency in Olathe, KS, offers tailored policies to fit the unique needs of RV enthusiasts, ensuring that they can travel with confidence.

Kansas RV insurance typically encompasses several components, including liability coverage, collision coverage, comprehensive coverage, and additional optional coverages. Liability coverage protects you in case you’re at fault in an accident, while collision and comprehensive coverages safeguard your RV against damage from accidents, theft, and other perils. It’s essential to work with an experienced insurance agency like ours to determine the appropriate levels of coverage for your specific RV and travel plans.

We can provide you with customized RV insurance solutions. Our  team of professionals is dedicated to helping you understand your options and crafting a policy that addresses your unique needs and concerns.

Give Us A Call

Securing the right Kansas RV insurance is an essential aspect of preparing for your adventures on the open road. By partnering with a dependable agency like AHI Group serving the greater Olathe, KS community, you can ensure that your RV and its occupants are protected, giving you peace of mind to enjoy the journey ahead. Don’t let insurance concerns put the brakes on your RV escapades – contact us today for a seamless and comprehensive insurance experience.

Three common misconceptions you should be aware of about RV insurance

As the owner of a recreational vehicle, you need to find the right RV insurance option for your situation. AHI Group offers RV insurance to consumers in the greater Olathe, KS community. We can help you get the information you need to make the right decisions about RV insurance coverage.

The following are three common misconceptions you should be aware of about RV insurance:

There aren’t any major differences between RV insurance and auto insurance

RV insurance policies are not the same as auto insurance policies. Although there are some similarities, RV insurance offers some helpful features like extended liability coverage and full-time coverage for those who live in their RV. 

RV insurance always includes roadside assistance

Having roadside assistance is important because roadside assistance gives you a service to rely on if your RV breaks down or becomes involved in an accident.

With roadside assistance, you can have a tow truck come out to your location and bring your vehicle to a mechanic shop if you are involved in an accident. This way, you will not be left stranded. Roadside assistance can be a real lifesaver when you’re dealing with an RV accident or breakdown. 

Premiums are more expensive for RV insurance

One of the most appealing details about RV insurance is that it is often less expensive than standard auto insurance. Insurance providers sometimes charge less for RV insurance since RV use tends to involve fewer risks than standard automobile usage. 

Contact Us Today

Let us come to your assistance so that you can choose an RV insurance policy in Olathe, KS. At AHI Group, we’re devoted to helping our clients to meet their insurance coverage needs and protect their financial health.