Our agents at the AHI Group serving the Olathe, KS area want you to know that auto insurance is required in the state of Kansas. This means that auto insurance is mandatory for all drivers and if you are caught driving without the minimum amount of auto insurance, you can be fined, lose your license, and even have to serve jail time in some cases.
The minimum amount of auto insurance in Kansas includes personal injury protection (PIP) and uninsured or underinsured motorist coverage. This type of liability insurance will only cover the other vehicle if you are at fault in the accident and help pay the medical bills of the other vehicle’s driver and passenger.
Uninsured and underinsured motorist coverage will help you out if you are involved in an accident with someone who has no insurance or who does not have very much insurance. This means that this type of insurance will help you pay for the damages to your vehicle and for any injuries that you suffer in an accident.
Other Types of Auto Insurance
Collision Insurance
collision insurance is designed to help you pay for any damages to your vehicle if you collide with another vehicle or even some sort of stationary object.
Comprehensive Insurance
Comprehensive insurance is very important to have since it will help you replace or repair your vehicle if it is damaged in a way other than an accident. This can include a natural disaster, a fire, an act of vandalism, or even if the vehicle is stolen.
Both comprehensive and collision insurance policies are normally required by lenders who offer auto loans.
Contact Us Today
To create the best auto insurance policy for you and your vehicle, contact the experienced and knowledgeable agents at the AHI Group serving the Olathe, KS area today!
